READY TO PURCHASE 
THE HOME OF YOUR DREAMS?
We are here for you from start to closing and beyond. Let us simplify the mortgage
loan process and experience our World Class Service.
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Your Product
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 DEDICATED TO YOU SINCE 1995
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WHY CHOOSE US?
Purchasing or selling a home is a complex and tedious process.
At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy. We call it "Closing Simplified."
Michael Rauch
Michael, following the real estate boom and bust decided, after 15 year career as a desk jockey database programmer, to move into the super-hot market of post-bust real estate lending (great timing right!). Actually, it turned out to be excellent timing as his background in high-level analysis and general problem solving and troubleshooting, from both a technical and practical standpoint, was the perfect training for navigating today?s complicated maze that is the residential lending world. Don?t let all this technical talk fool you though. He?s a good guy, easy to talk to, and helps make you comfortable with the process. Michael takes great pride in knowing the job and knowing how to help families understand their options and get into the home of their dreams.
The Mortgage Firm has been providing quality real estate financing for over 20 years. With a proven track record, we serve the lending needs of real estate professionals, builders and individual homebuyers.
Home Loan Options
USDA Home Loan
     A fixed interest rate for the entire life of the loan.
     Low down payment options available for qualified borrowers
     Loan amounts available up to $417,000.00
     10, 15, 20, and 30 year terms available.
FHA Home Loan
     Great for First Time Home Buyers!
     3.5% down payment required - Can be a gift!
     Seller can contribute up to 6% of the borrower's closing costs.
     Flexible mortgage guidelines.




Conventional Home Loan
     A fixed interest rate for the entire life of the loan.
     Loan amounts available up to $417,000.00
     10, 15, 20, and 30 year terms available.
     Low down payment options available for qualified borrowers.





Veteran's Affairs Home Loan
     No monthly mortgage insurance.
     Credit scores as low as 620
     Flexible mortgage guidelines.
     Seller concessions up to 4% of the reasonable value of the property.






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Available for a Limited Time Only
Get Approved Today!
Our experienced Loan Originators will evaluate your credit, income and assets to determine what ranges of home prices you qualify for. Once this process is complete, you will receive a Pre-Approval letter that solidifies you as a strong buyer, to submit with your offers. Sellers are more likely to accept offers from Buyers who provide a pre-approval letter because they know your documents have been reviewed by a lender and it clearly states that you are capable of satisfying all financing aspects of the purchase contract.

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      Speak with one of our experienced Home Loan Experts
      Evaluate Income, Assets and Credit
      Receive a Pre-Approval Letter
      Submit a solid offer on your Dream Home




OUR PROCESS
Product available on Fixed-Rate Conventional Products only. No FHA, VA or Jumbo Products. No State Restrictions.For example, the payment on a $200,000, 30-year fixed-rate loan at rate of 4.625% (5.116% APR) and .125 points with an LTV of 97% is $1,028.28 and mortgage insurance of $95.00. Taxes and homeowners insurance not included. Restrictions may apply.

#1 Online Lender Claim: *Based on The Mortgage Firm ranking in comparison to online mortgage lenders included in the Inside Mortgage Finance, Top Residential Mortgage Lenders report, Q4 2017.
Communication Consent:
By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having The Mortgage Firm, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.
©2000 - 2018 The Mortgage Firm. All rights reserved. Lending services provided by Close wth Mike
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